YES Bank Zero Balance Savings Account – Earn 7% Interest | Apply Instantly Online

YES Bank Zero Balance Savings Account – Earn 7% Interest | Apply Instantly Online

Looking for a zero balance savings account with high interest, free online services, and premium benefits? The YES Bank Savings Account offers up to 7% p.a. interest, free RTGS/NEFT, and access to Platinum Chip Debit Cards.

👉 Apply Instantly – Open Now with ₹0 Balance

YES Bank Savings Account – Overview

Feature	Details
🏦 Minimum Balance Required	₹0 (Zero Balance Account)
💰 Interest Rate	Up to 7% p.a. (One of the highest in India)
🔁 Free RTGS/NEFT	Yes – via NetBanking
💳 Debit Card	International Platinum Chip Card (on request)
🧾 Free Bill Payments	Yes – utility bills via NetBanking
📄 Demand Drafts	Free issuance through NetBanking/Branch up to a limit
🌐 Application Mode	100% Online

👉 Start Now – Open in Minutes with Online KYC

Key Benefits

• 🏦 Zero balance account – No monthly maintenance charges

• 📈 High interest rate of up to 7% p.a. on deposits

• 💳 Request for International Platinum Chip Debit Card

• 🔁 Free RTGS/NEFT transactions via Netbanking

• 🧾 Free bill payment service for registered utility providers

• 🖨️ Free DD (Demand Drafts) through NetBanking or branch

• 🔐 Safe & secure banking with online & mobile access

Who Can Apply?

You’re eligible to apply if:

• ✅ You're salaried or self-employed

• 📅 Age: 21 to 60 years

• 💼 Minimum monthly income: ₹25,000

• 💸 Minimum ITR filed: ₹5 lakh+ annually

• 🪪 Have a valid PAN card, Aadhaar, and address proof

 How to Apply Online?

1. ✅ Click Here to Apply Now

2. 📝 Fill out the Savings Account form

3. 📎 Upload required documents:

   • PAN Card

   • Address & Identity Proof (Passport, DL, etc.)

4. 📞 Wait for verification call or video KYC

5. 📦 Get your Welcome Kit delivered to your address!

 Terms & Conditions

• ✔️ Free RTGS/NEFT via NetBanking

• ✔️ Free DDs within specified limits

• ✔️ Free utility bill payments (registered billers)

• 💼 Earnings & referral bonuses subject to platform T&Cs

• 🚫 Strictly no Google Ads or brand bidding via ExtraPe

• ⚠️ Policy violations may lead to forfeiture of earnings

Why Choose YES Bank?

YES Bank offers a unique combo of zero balance flexibility and premium banking features, including one of the highest savings interest rates in the market. Whether you're a young professional or a business owner, this account is a powerful tool to grow your savings while managing transactions efficiently.

👉 Apply Now – YES Bank ₹0 Savings Account